Why Pet Insurance is So Important

18th May, 2021

Budgeting for a new furry family member may seem easy at first: once you’ve paid for the initial vaccinations, microchipping, and sterilisation, your long-term budget will likely only include the standard monthly expenses like food, tick and flea control, and training or day care.

Unfortunately, life has a way of throwing you curveballs when you least expect them.

Your pet could contract an illness at any point of their lives through contact with an infected animal, a parasite, or eating something they shouldn’t. Even something as simple as changing weather conditions could lead to a serious case of pneumonia.

Accidents are even less predictable, even if you take every necessary precaution. Animals are naturally curious critters, and all it takes is a split second where you (or they) aren’t paying attention for them to run into the road, take a devastating tumble, or get attacked by another animal.

     You can’t plan for all of life’s curveballs, but pet insurance can.

Similar to medical insurance for humans, pet insurance protects your furry, feathered, or scaled friends – and your bank balance. When you sign up with SA’s #1 trusted pet insurer* dotsure.co.za from only R77 per month**, you can go to the vet with peace of mind knowing they’ll reimburse you within 48 hours for vet bills resulting from accidents, health scares, check-ups, and more***.

If you think pet insurance is an unnecessary luxury, Dr Sherry van Dalsen from Bergview Veterinary Clinic has some advice, “I’d suggest they start a savings account for their pets because things always happen when you’re not prepared.”

While starting a savings account for any type of insurance – be it for your car, home, or pet – is technically feasible, it requires a high degree of financial willpower, and you always run the risk that something will go wrong before you manage to save up enough funds.

“Pet insurance is so vital these days because veterinary medicine and care has progressed; the medical and surgical options we can provide now for animals is on par with human care – so naturally, the cost is a lot more,” Dr van Dalsen adds.

In short, you simply can’t predict whether a vet bill will cost you R1,000 or R40,000 if your pet experiences an accident or illness.

The answer could be a quick fix or a lifetime of specialised care and medication – the only way to know for sure is to get veterinary treatment when accident or illness strikes, but by that point it’s already too late for most pet parents to work the bills into their budget.

“As an insurer that really cares, we’re always looking for ways to make veterinary care more accessible to South Africans. Our plans and pricing options reflect the financial realities of our country, so we’re proud to offer pet insurance plans that start from less than the price of a single takeaway pizza each month,” says dotsure.co.za Chief Operating Officer David Roache.

He continues, “You wouldn’t think twice about paying for a comprehensive medical aid plan for you and your family, so providing for our furry family members shouldn’t be any different.”

When you buy a dotsure.co.za pet insurance policy online, you aren’t just protecting your own pets – you’re uplifting animals across the country. Every time someone buys a pet insurance policy online, dotsure.co.za donates a portion of your first premium to feeding a shelter puppy at the Animal Anti-Cruelty League (AACL) – at no extra cost to you! This year alone, dotsure.co.za has donated R300,000 to the AACL, along with spearheading a number of other localised initiatives that uplift shelters, pet parents, and animals.

Beyond protection from accidents and illness, pet insurance from dotsure.co.za also comes standard with Third Party Liability – ensuring you’re not held liable if your pet injures or damages someone else or their property.

     Some more of the benefits that make up their range of plans include:

     Accidental Cover

Veterinary services expenses incurred for the diagnosis and/or treatment of your pet’s accidental injury.

     Illness Cover

     Cover for vet bills arising from the treatment and/or diagnosis of an illness.

     Wellness Benefits

Vaccinations, heartworm, faecal testing, deworming, microchipping, flea control, nail trimming, elective sterilisation/neutering, dental check-ups.

     Hereditary Treatment

     Cover for vet bills resulting from hereditary illnesses.

     Scan this code for an obligation-free quote or visit dotsure.co.za today and get in on the secret that thousands of pet parents already know.

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     *As rated on HelloPeter.com since December 2019.

     **Ts&Cs apply. Risk profile and policy dependent.

     ***Ts&Cs apply. Subject to plan selection, and reimbursement is subject to submission of a valid claim.

     Dotsure Limited (Registration number 2006/000723/06) is a licensed non-life insurer and authorised financial services provider (FSP39925).